Finance and Money

How to pay for university, get extra funding and money management advice

This is your hub for understanding how much university costs, how to pay for it, what funding you could be eligible for, money tips and more. This page is mainly for students based in England studying their first degree (undergraduate) or module at university level.

How does university funding work?

If you live in England and have home student status, you may be able to get a government-backed loan to pay
for your tuition fees and day-to-day costs. This is called student finance. Through student finance you will get a
tuition fee loan which is paid straight to the university, and a maintenance loan which is paid to you to cover
accommodation, transport, and other living costs.

If your home is in Wales, Scotland, Northern Ireland, JerseyGuernsey or the Isle of Man you’ll need to apply through your local funding process. Check your eligibility based on where you live on the government website.

You can also choose to self-fund if you have savings, get sponsored by an employer or organisation, or apply for a course funded through the Ministry of Defence (MOD), or NHS (National Health Service).

Choose your route

Undergraduate funding

I‘m still studying at school or college, or have recently finished, and am looking at courses or modules that start after 1 January 2027.

Undergraduate funding guidance
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Postgraduate funding

I have studied an undergraduate degree and am interested in how to fund postgraduate study e.g. Master’s degree.

Postgraduate funding guidance
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Flexible funding

I’m an adult learner interested in flexible study I can fit around my life and commitments. I want to upskill or retrain in a priority skill.

Lifelong Learning Entitlement

How student finance works in England is changing

Up until 1 January 2027, funding applications were submitted through Student Finance England (SFE). If you started your degree in September 2026 or earlier, you need to keep reapplying using this process.

If you are applying for a eligible course, or module, that starts after 1 January 2027 you will use the new Lifelong Learning Entitlement (LLE). This does NOT apply to the majority of postgraduate courses, see postgraduate guidance for more information. 

Lifelong Learning Entitlement

This is a pot of funding you can use until the age of 60. It gives you more flexibility over how and when you study. You can choose to do a standard undergraduate course, or build your own by taking individual modules. You can see how much you have left through the online portal.
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Lifelong Learning Entitlement (LLE) FAQs

What is LLE? Lifelong Learning Entitlement (LLE) is the new student finance system in England. It replaces the current system and gives you a flexible pot of funding you can use over your lifetime for full courses or modules.

Want to pay your tuition fees yourself?

If you don’t want to take out a loan through the student finance system, you’ll need to pay your tuition fees directly to us. We provide a flexible range of secure payment options, so that everyone has a payment method to suit them. Your tuition fee can either be paid in full, prior to, or upon enrolment, or spread over three set instalments. Alternative student finance for Muslim students is under development.

Self-funding information for home/UK students

Information for Home/UK students
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Self-funding information for overseas students

Information for overseas students

Scholarships

We want all our students to achieve their full potential. With our scholarships, you could receive extra funding and support to kick start your BCU journey.

NHS and Ministry of Defence funded courses

Two student nurses talking to patient lay on bed

NHS funded courses

Nursing, midwifery and most allied health profession students can access student loans, and there is an additional government grant for some healthcare students.

More information
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MOD ELC Scheme

The Ministry of Defence ELC scheme entitles service personnel and service leavers to receive financial help with the cost of their learning.

More information

Student living costs

BCU Boost

BCU Boost is a unique financial support package including travel incentives, helpful tips for managing your finances, access to professional financial support, and discounts on food and drink across our campuses.

Discover BCU Boost
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How much does it cost to be a student?

Being a student can be a big change - you'll have to manage your own finances and this can be tough at first. We have some top tips to help you manage your money.

Living costs

More finance help and information

Finance support

If you do struggle with money at university, we'll be there to help. Whether you’re a commuter student, have childcare responsibilities or are just concerned about making ends meet, we're here to support you with your finances.

What financial support is available?

Continuing students

If you're already a student here and want to check your fees, then head to our continuing students page.

Information for BCU students

Spending

See a breakdown of how we invest our income to benefit students and our city.

How we spend our money

A-Z of Finance

You might encounter some terms you're not familiar with in your attempt to prepare for uni. Here's an A - Z of student finance, funding and money matters providing useful definitions, information and answers to some common questions. 

Finance terms explained

FAQs

If you still have some more questions about Student Finance, our FAQs can help answer them. You can also read our FAQs for Student Finance England.

Frequently asked questions

Planning to start university this September? Find your place in Clearing.